Contact Us

 4 Punchard Avenue
Andover, MA 01810
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Contact us by email

Contact us by phone
Direct  978.475.0400
Fax  978.475.2171
Toll Free  888-howeins  (888) 469-3467

Hours of Operation
M-F 8:30am to 5:00pm


Have a Claim?

Howe insurance is open Monday-Friday 8am-5pm, please call us directly at 978-475-0400 if there's an incident. If this is off hours, please visit Our Companies page for contact information for claims.

MA Motor Vehicle Crash Operator Report

Auto Accidents

Exchange your name, address, telephone number and insurance information with the driver of the other car(s) involved in the accident.

Write down the following information:

  • The date, time, and place of accident
  • Description of how the accident occurred
  • The name and address of owner of the other automobile
  • The other driver's Social Security driver's license numbers
  • The names and addresses of all passengers and witnesses
  • The license plate numbers of the other vehicles, including witnesses

Promptly report the accident to the nearest police station and complete any necessary incident reports.

Cooperate fully with the police, but do not make any admissions about your responsibility in the accident. (Do not admit that it was your fault, even if it was!)

Report the claim to your insurance agent immediately.

Do not sign any statements for anyone other than an authorized representative of your insurance company or agency — be sure to request identification.